Punjab Construction Worker Pension Scheme 2024: Eligibility, Benefits, How to Apply

Punjab Construction Worker Pension Scheme PDF:- The Punjab government has introduced a new scheme that ensures all registered construction workers will receive an annual pension of Rs 5,000 once they reach the age of 60. This initiative aims to provide financial security for workers in the construction sector. For more details on the Punjab Construction Worker Pension Scheme, read the full article below.

Punjab Construction Worker Pension Scheme 2024

The Punjab Construction Worker Pension Scheme 2024 is a government initiative aimed at improving the welfare of construction workers in Punjab. To enhance pension coverage and better rationalize pension amounts, the state government is considering revisions to the existing pension plan for workers involved in construction and building sectors. The Labour Department has proposed a new structure, introducing three pension tiers based on the length of time workers have been registered with the board. This updated plan is being developed by the Building and Other Construction Workers Welfare Board to ensure greater benefits for registered construction workers in the state.

Punjab Mera Ghar Mera Naam Scheme

Punjab Construction Worker Pension Scheme Details in Highlights

Objectives of Punjab Construction Worker Pension Scheme 2025

The primary objective of the Punjab Construction Worker Pension Scheme is to expand the reach of the pension plan, ensuring that it benefits a larger number of construction and building workers. The proposed changes to the scheme will be presented to the board for consideration at its upcoming meeting. Additionally, the scheme includes a provision for a family pension, which would be provided to the beneficiary's family in the event of their death. Official data reveals that only around 50% of the 12 lakh registered construction workers are actively employed, with the remaining workers failing to renew their registration. As of now, only 400 individuals are receiving the pension, a relatively small figure compared to the total number of eligible workers.

Panjab Ration Card Application Form

Features of Punjab Construction Worker Pension Scheme

The Punjab Construction Worker Pension Scheme offers several key features designed to provide financial support to workers in the building and construction sector. The Punjab Building and Other Construction Workers’ Welfare Board has proposed amendments to the program, introducing three distinct pension slabs based on the duration of registration with the board.

Workers who have been continuously registered with the board for at least three years will be eligible for a monthly pension of ₹1,000 upon reaching the age of 60. Those who have maintained continuous or intermittent registration for a minimum of five years will qualify for a pension of ₹1,500 per month. For workers who have been consistently registered with the board for more than 10 years, the pension amount increases to ₹2,000 per month under the third slab. These proposed changes aim to ensure fair and progressive financial support for construction workers based on their years of contribution.

Benefits of Punjab Construction Worker Pension Scheme

The Punjab Construction Worker Pension Scheme aims to provide financial security to registered construction workers by offering a pension. The minimum pension amount has been set at ₹5,000 annually, considering the risks involved in their profession and the duration of their registration, once they reach the age of 60.

‘Restrictive’ current policy

Under the initial policy, construction workers who had been registered for at least 10 years before the scheme was introduced in 2014 were eligible for pension benefits. However, in December 2021, the previous government amended the policy, limiting eligibility to "active registered building and construction workers" who had maintained continuous registration for three years by the time they turned 60. The pension amount was also increased from ₹2,000 to ₹3,000 per month. This revised policy has been criticized as "restrictive," as many workers in the construction sector have irregular employment and fail to renew their registration on time.

Registration of employees is a concern 

The Punjab Construction Worker Welfare Board oversees a range of support programs for construction workers, such as ex-gratia payments in case of death, financial assistance for skill development, education funding for children, and support for daughters' marriages. The board holds a cash reserve of ₹1,200 crore, accumulated through a 1% labour cess on the cost of construction in the state.

However, one of the biggest challenges remains the registration of workers. The scheme currently lacks any dedicated publicity, making it difficult to raise awareness among construction workers. In response, the labour department has begun organizing camps to encourage worker registration and improve participation in these welfare programs.

Panjab Labour Card Application Form

Punjab Construction Worker Pension Scheme Application Process

• Visit the official website of the Building and Other Construction Workers Welfare Board, Punjab.
• The homepage of the website will load on your screen.

• From the homepage, locate and click on the option for the Construction Worker Pension Scheme application.
• A new page will open, displaying the application form.
• Fill in all the required details in the application form.
• Upload the necessary documents as per the instructions.
• Finally, click on the Submit button to complete your application process.

Registration Process as a Building/ Construction Worker

Step 1: To register as a beneficiary under the BOCW Welfare Board, an applicant worker should download Form No-28 and attach all the mandatory documents (self attested, if required).

Step 2: Application shall be submitted to the Labour Inspector of your area.

Application Process of the Welfare Scheme

Step 1: A registered worker should download Form No-42 and attach all the mandatory documents (self attested, if required).

Step 2: Application shall be submitted to the Labour Inspectors of your area.

Note:

Registration with the Board: A construction worker becomes a member of the board by filling out Application Form No 28 along with depositing registration fees of ₹ 25/- only (once in life) and ₹ 10/- per month as contribution fees. A worker at a time can get himself registered for a minimum period of 1 year & maximum period of 5 years. The registered worker is called 'Beneficiary' of the Board.

Summary of Punjab Construction Worker Pension Scheme 2025

The Punjab Construction Worker Pension Scheme provides financial support to registered construction workers, offering a pension of ₹5,000 annually upon reaching the age of 60. The scheme includes proposed revisions with three pension slabs based on years of registration. Challenges such as irregular worker registration and lack of publicity have hindered its effectiveness. Efforts are underway, including organizing camps, to raise awareness and increase participation. The scheme aims to expand its reach and ensure more workers benefit from the pension.