Mukhyamantri Amrutum Yojana (MA) 2025: Eligibility, Benefits, Coverage
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The Gujarat government launched the Mukhyamantri Amrutum Yojana (MA Yojana) as a revolutionary health insurance program. Initially, the scheme was designed to benefit individuals and families falling under the Below Poverty Line (BPL) category, representing the state's most economically vulnerable groups. Over time, the scope of the scheme expanded to include families belonging to the lower middle class, providing broader support to those in financial need.
This health insurance scheme is a comprehensive solution that addresses every aspect of medical emergencies. From pre-hospitalization care to post-treatment diagnostic tests, the Mukhyamantri Amrutum Yojana ensures complete medical coverage. For individuals and families struggling to afford healthcare, the scheme has proven to be a life-changing initiative. The Mukhyamantri Amrutam Vatsalya extension of this scheme has been a particular blessing, further expanding its reach and benefits. To explore more details about the Mukhyamantri Amrutum Yojana, including its features, eligibility, and application process, continue reading the full article.
Table of Contents
☰ Menu- Mukhyamantri Amrutum Yojana 2025
- Gujarat MA Yojana Details in Highlights
- Objectives of Mukhyamantri Amrutum Yojana
- Features of Mukhyamantri Amrutum Yojana
- Disease Included in the Mukhyamantri Amrutum Yojana
- Documents Required
- Eligibility Criteria for Mukhyamantri Amrutum Yojana
- Mukhyamantri Amrutum Yojana’s Inclusions & Exclusions
- Application Process of Mukhyamantri Amrutum Yojana 2025
- Summary of Mukhyamantri Amrutum Yojana 2025
Mukhyamantri Amrutum Yojana 2025
The Mukhyamantri Amrutum Yojana (MA Yojana), a health insurance scheme, was introduced by the Government of Gujarat on September 4, 2012. Initially, the scheme was designed to support individuals belonging to the Below Poverty Line (BPL) category, representing the state's most economically disadvantaged groups. Over time, the scope of the scheme expanded to include lower-middle-class families as beneficiaries. This comprehensive health insurance plan provides coverage for various medical emergencies, encompassing pre-hospitalization and post-hospitalization care, ensuring robust healthcare support for eligible families.
Gujarat Digital Seva Setu Yojana
Gujarat MA Yojana Details in Highlights
| Scheme Name | Mukhyamantri Amrutum Yojana |
|---|---|
| Launched by | Gujarat Government |
| Launched on | September 4, 2012 |
| Objective | To provide health insurance |
| Mode | Online |
| Beneficiaries | Below Poverty Line (BPL) |
| Benefit | Access to medical facilities |
| State | Gujarat |
| Official Website | – |
Objectives of Mukhyamantri Amrutum Yojana
The high costs of healthcare often drive many households into poverty, especially those from economically vulnerable groups. The Below Poverty Line (BPL) population is particularly at risk of severe health challenges due to their limited financial resources. To address this pressing issue, the Gujarat State Government launched the Mukhyamantri Amrutum (MA) Yojana, a comprehensive medical care program.
The primary objective of this scheme is to ensure BPL families have access to quality medical and surgical treatments through a well-integrated network of healthcare providers. The program covers a wide range of services, including hospitalization, surgeries, and necessary therapies, aiming to provide holistic care for diagnosed diseases. This initiative seeks to significantly reduce the financial burden of healthcare expenses for BPL households and improve their overall health outcomes.
Gujarat Citizen Smart Card Scheme
Features of Mukhyamantri Amrutum Yojana
Some of the key features of Mukhyamantri Amrutum Yojana are mentioned below:
| Feature | Description |
| Enrollment and Premium | No enrollment amount or insurance premium needed. |
| Funding | It is 100% government-funded scheme. |
| Benefit Amount | Annually up to ₹3 Lakhs per family. |
| Family Limit | Maximum of five family members can avail benefit from this scheme |
| ASHA Worker Incentive | Rs. 100 provided to ASHA workers for each registered BPL family. |
| Benefit Transfer | State Government transfers benefits via RTGS. |
| Health Camps | Mega and General Health Camps conducted monthly at district level with empaneled hospitals. |
| Data Management | Dedicated data centers and servers managed by (n)Code Solutions. |
| Paperless Processes | All processes under the scheme are paperless, including claims and other services. |
| Enrollment Period | Applicants can enroll throughout the year. |
| Enrollment Channels | Civic Centre Kiosks and Taluka Kiosks available for enrollment. |
| No Mediators | No intermediaries involved. The process is direct. |
Disease Included in the Mukhyamantri Amrutum Yojana
A wide range of illnesses are covered by the Mukhyamantari Amrutum Yojana, which is beneficial to all Mukhyamantri Amrutum Yojana card holders. Here are a few of them:
- Burns
- Kidney disorder
- Polytrauma
- Transplants for the pancreas, liver, etc.
- Neonatal issues
- Replacement of a joint and kidney
- Neurological conditions and operations
- Cardiovascular ailments
- Malignancies (Cancer)
- Replacement of the hip and knee
Documents Required
Following are the documents required for Mukhyamantri Amrutum Yojana
- Address proof like Ration card
- Identification proof like Aadhaar card, Voter ID card, Driving License, or PAN card
- Below Poverty Line (BPL) Certificate
- Income Proof
Eligibility Criteria for Mukhyamantri Amrutum Yojana
Before applying for Mukhyamantri Amrutum Yojana, make sure you fulfill all the eligibility criteria mentioned below:
- Applicant must belong to Gujarat state.
- Individuals who earn less than Rs. 1.5 lakh are eligible for this programme.
- People belonging to lower middle class or BPL families are eligible for this scheme.
Mukhyamantri Amrutum Yojana’s Inclusions & Exclusions
The Mukhyamantri Amrutum (MA) Yojana offers a wide range of healthcare benefits to ensure comprehensive medical coverage for Below Poverty Line (BPL) families. The key inclusions are:
Inclusions
- Coverage of both pre-existing and newly diagnosed illnesses.
- Access to healthcare services at public and private facilities.
- Free healthcare services for all BPL households.
- Coverage of critical illnesses, including mental health disorders, cancer, heart ailments, kidney diseases, and tuberculosis.
- Health insurance provided for every family member.
- Regular medical check-ups for early diagnosis and prevention.
- Free provision of prescribed medications to BPL families.
- Financial support for the surviving family members of deceased beneficiaries.
Exclusions
While the MA Yojana is extensive, it has a few limitations:
- Expenses related to non-essential or elective medical procedures are excluded.
- Costs for addiction treatment, substance abuse therapy, and some mental health services are not covered.
- Medical or surgical expenses incurred abroad are not included.
- Costs associated with cosmetic procedures are excluded.
- Treatments such as stem cell therapy, organ transplants, and infertility treatments are not covered.
- Out-of-pocket expenses at pharmacies and laboratories are not reimbursed under the scheme.
Application Process of Mukhyamantri Amrutum Yojana 2025
To apply for the Mukhyamantri Amrutum Yojana, follow these straightforward steps:
- Visit the Official Website: Go to the official portal of the Mukhyamantri Amrutum Yojana.
- Navigate to the Application Section: On the homepage, find and click on the "Apply Here" option.
- Fill in the Application Form: A new page will appear. Enter all the required details accurately in the application form.
- Upload Supporting Documents: Attach the necessary documents as specified in the application guidelines.
- Submit the Application: After verifying all the details, click on the "Submit" button to complete the process.
- Save the Application Form: Download and save the application form in PDF format for future reference.
By following these steps, you can successfully apply for the scheme and access the benefits it offers.
Summary of Mukhyamantri Amrutum Yojana 2025
The Mukhyamantri Amrutum Yojana 2025 is a health insurance scheme launched by the Gujarat Government to support BPL and lower-middle-class families. It provides up to ₹3 lakhs annual coverage for medical emergencies, including critical illnesses. Fully government-funded, it ensures free healthcare services, paperless processes, and comprehensive coverage through public and private healthcare providers, reducing financial burdens for vulnerable families.
What is Mukhyamantri Amrutum Yojana (MA)?
It is a government-funded health insurance scheme in Gujarat offering up to ₹3 lakhs annual coverage for BPL and lower-middle-class families.
Who can benefit from the MA Yojana?
Families under the Below Poverty Line (BPL) and those earning less than ₹1.5 lakhs annually in Gujarat.
What illnesses are covered under the scheme?
The scheme includes treatments for cancer, cardiovascular diseases, kidney disorders, joint replacements, neonatal issues, and more.
Is there a premium required to enroll?
No, the scheme is entirely free and funded by the Gujarat government.
How can I apply for the Mukhyamantri Amrutum Yojana?
Applicants can apply online through civic centers or taluka kiosks by submitting necessary documents.
What documents are required to apply?
Address proof, Aadhaar card, BPL certificate, and income proof are mandatory.
Can individuals enroll at any time?
Yes, enrollment is open throughout the year.
Are pre-existing conditions covered?
Yes, both pre-existing and new medical conditions are included.
What treatments are excluded from the scheme?
Cosmetic surgeries, addiction treatments, and medical expenses incurred abroad are not covered.
Where can I get more information?
Visit the official Mukhyamantri Amrutum Yojana website or contact local civic centers.
How many family members qualify for the MA Yojana?
Up to five family members can receive coverage under this programme. In this case, a newborn will be considered the sixth member
Is there a cost for the beneficiary to enrol themselves?
No payment is required from the beneficiary to register for the programme.
Can any cardiovascular or renal condition be treated by insured members?
Yes, in addition to coverage for neurological conditions, cancer, burns, polytrauma, and newborn disorders, the plan also includes coverage for the treatment of cardiovascular and renal problems.
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