Atmanirbhar Gujarat Sahay Yojana 2025: How to Apply, Interest Rate

The Gujarat government has launched the Atmanirbhar Gujarat Sahay Yojana to provide financial support to individuals facing economic challenges. Under this scheme, eligible beneficiaries can avail of a loan of up to Rs. 1 lakh at a low interest rate of 2%. This initiative is part of a Rs. 5000 crore relief package aimed at helping small business owners, skilled laborers, autorickshaw drivers, electricians, and others whose livelihoods have been impacted. Below is the detailed information regarding the Atmanirbhar Gujarat Sahay Yojana.

Atmanirbhar Gujarat Sahay Yojana 2025

The Atmanirbhar Gujarat Sahay Yojana 2025 has been launched to provide financial assistance to small-scale entrepreneurs, skilled workers, autorickshaw owners, circuit repairmen, and small and medium-sized businesses in the MSME sector. This initiative aims to support businesses struggling due to the economic impact of the COVID-19 pandemic. Under this scheme, the Gujarat state government will offer a 6% premium to banks that provide loans to small businesses. The objective of this financial aid is to help medium-sized businesses recover and strengthen the state's economy during these challenging times.

Gujarat Krushi Sahay Package

Atmanirbhar Gujarat Sahay Yojana Details in Highlights

Atmanirbhar Gujarat Sahay Yojana Objective

The primary objective of the Atmanirbhar Gujarat Sahay Yojana is to offer financial support to individuals whose businesses have been adversely affected by the COVID-19 lockdown. The scheme provides a loan of up to Rs 1 lakh with an interest rate of 2%. This loan aims to assist Gujarati entrepreneurs in reviving their businesses that were closed due to the pandemic. The initiative is designed to empower local financial advisors and small business owners to restart their operations and recover from the economic impact of the lockdown.

Gujarat Digital Seva Setu Yojana 2025

Benefits of Atmanirbhar Gujarat Sahay Yojana

The Atmanirbhar Gujarat Sahay Yojana offers a loan of up to one lakh rupees to any citizen looking to revive their business, with a low annual interest rate of just 2%. This initiative is designed to help individuals restart their businesses during challenging times and provide much-needed financial support. The loan repayment tenure under the Gujarat Sahay Yojana is set at three years, meaning that the borrowed amount must be repaid within this period.

Features of Atmanirbhar Gujarat Sahay Yojana

The scheme benefits around ten lakh small-scale entrepreneurs in Gujarat, including vegetable vendors, grocery store owners, and autorickshaw drivers. The government has allocated a budget of ₹5000 crores for the implementation of this program. Under the Atmanirbhar Gujarat Sahay Yojana, participants will receive a six-month extension on their loans. Beneficiaries will also receive insurance coverage for loss of credit, up to ₹1 lakh. The state government will cover 6% of the insurance premium, with the applicant contributing 2% annually. This loan will be provided only through friendly banks, local banks, and credit-supportive cooperatives.

Gujarat Anubandham Portal 2025

Atmanirbhar Gujarat Sahay Yojana Beneficiaries

The beneficiaries of the Atmanirbhar Gujarat Sahay Yojana include:

• Small business owners
• Skilled workers
• Electricians
• Autorickshaw owners
• Low-income individuals
• Barbers

Eligibility Criteria for Atmanirbhar Gujarat Sahay Yojana

The eligibility criteria for the Atmanirbhar Gujarat Sahay Yojana are as follows:

• The scheme is exclusively available to permanent residents of Gujarat.
• Applicants who belong to the Below Poverty Line (BPL) category are eligible to apply for the benefits under this scheme.
• The scheme is open to individuals running small businesses, including grocery store owners, mechanics, electricians, and shopkeepers.

Required Documents for Atmanirbhar Gujarat Sahay Yojana

Some of the important documents required for the yojana are as follows:

• Passport size photograph
• Aadhar card
• Domicile certificate
• Income certificate
• Ration card
• Mobile number

Steps to Apply for Atmanirbhar Gujarat Sahay Yojana 2025

Here are the steps to apply for the Atmanirbhar Gujarat Sahay Yojana:

• Visit the official website of the Atmanirbhar Gujarat Sahay Scheme.
• The homepage will open, displaying various options.
• Click on the "Gujarat Sahay Yojana Application Form PDF" option.
• A new page will open containing the application PDF.
• Download the application form and take a printout.
• Fill in the required details on the form, such as personal information, bank details, and contact information.
• Attach all the necessary documents as per the requirements.
• Finally, submit the completed form and documents at any Gujarat State credit society, urban cooperative bank, or district cooperative bank branch.

District Co-Operative Banks List in Gujarat

The District Co-Operative Banks List in Gujarat is given in the table below:

Summary of Atmanirbhar Gujarat Sahay Yojana 2025

The Atmanirbhar Gujarat Sahay Yojana 2025 provides financial assistance to small-scale entrepreneurs, skilled workers, and others impacted by the COVID-19 pandemic. The scheme offers loans up to ₹1 lakh at a low interest rate of 2%. It aims to help businesses recover and thrive, with a budget of ₹5000 crores allocated for the initiative.